What Realtors Should Know About Title Insurance

Great For Realtors!

Key West Susan's Blog

Buying a home can be very complicated, and your customers can be overwhelmed with the amount of paperwork involved.  Buyers may be surprised by some of the fees at closing.

Title insurance is one of the charges that many buyers do not understand, and some may see it as just another fee they have to pay to buy a home.  As a trusted advisor to your client, you can help them to understand the value of title insurance.

Title insurance protects the buyer against any problems affecting the title to the home, a valuable asset.  Home buyers are protected from ownership issues by purchasing an Owner’s Policy of title insurance, which ensures that the property title is clear of liens or encumbrances such as unpaid mortgages, property taxes, child support liens, or other liens.  Title examiners will also look for any issues which could limit the use of the property…

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Seven Ways to Make Your Bedroom Look Larger

We all want Larger feeling Rooms!

Cindy Daniel Real Estate

Seven Ways to Make Your Bedroom Look LargerDo you have a small bedroom?  Does it feel so cramped inside that you feel like you are suffocating each time you go inside your room?

Small bedrooms are common, especially in apartments or condominiums. The limited space is a result of the overall smaller scale of the entire house. But, having a small bedroom doesn’t mean you have to feel claustrophobic.

There are tricks for making your bedroom appear larger. Here are a few:

  • Open your windows to let the light in.  If you have blinds or curtains on your windows, open them during the day, so your room will feel brighter and, therefore, bigger. If the weather is nice, open the windows as well to freshen the air quality in your bedroom, which will make it feel even more pleasant.
  • Go for minimalistic designs. A small bedroom will look wider if there is more visible wall and floor…

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Tips to make investing in real estate easy

Harji Realtors - Real Estate Agents in Mohali

real estate investing

Is there anyone looking for investing in a property to build their home, but is not able to make out where to begin with? Well, they have to look no further, as they have come to the right place. Here, are some tips that would help relieve them from all their concerns of acquiring the best property and thereby finding the right solutions!

The first step is to start by considering a home inspection. The property evaluation should not be an area that people should neglect. It is best to seek assistance of a home evaluator, as they are the right people to carry out the task. One should try and look for the most trustworthy and professional home surveyor, as bad selection in this area could perhaps lead them to unexpected expenditures down the line. If individuals are in need to buy a property in a hurry, they should…

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9 Steps to Financial Freedom

We all want it! Great Tips to achieve it!

Chibuike Ogwogwo

rba1_00

Financial freedom is the point where your passive income exceeds your living expenses.

These steps show the route to take to arrive at the point called, financial freedom. What to do with these steps? Determine where you are, and then you can get counsel to help you move from where you are to your desired destination.

Counseling can be as a group or one to one, with attendant costs. Posts are free!

Step 1. Expense is greater than income

At this step, you spend more than you earn because in most cases you have budgeted your in-come before they come-in.

Step 2. Income equals expense

At this step, your plan your expenses around your income and save nothing because you have a good mentality to never exceed your income. “Spending wisely” as some put it.

Step 3. Income exceeds expense, but no real savings

At this…

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What Types of Insurance Do Home Owners Need?

Yes you need Title Insurance

Kepp & Associates

Like all valuable possessions in your life, you want to make sure your home is insured. There are different types of policies, each covering a different aspect of your purchase. Some are required, some are just a good idea.

Let’s take a look at the different polices available…

1) Homeowner’s Insurance (Hazard Insurance)

Homeowner’s insurance provides fire, theft and liability coverage. Homeowners’ policies are required by lenders and often cover a surprising number of items, including property such as wedding rings, furniture and home office equipment. Talk to your insurance agent about what your policy will cover.

There are many factors that will determine the premium you will pay. The age of the house, the square footage, the number of claims on the property in the last five years, and proximity to a fire hydrant are just some of the questions your insurance agent will ask to determine the insurability…

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What is Title Insurance?

great info!

My Title Pro

Ever wondered why you need Title insurance when buying or selling your home? I’ll address some of the most common questions about title and share with you a video below from The Petty Team with RE/MAX DFW Associates.

So what is Title Insurance?
– An insurance policy that provides coverage for future claims or future losses due to title defects that occurred prior to your acquisition of the
property.

Why do I need Title Insurance?
– When you purchase a home, you are making what is most likely the largest investment of your lifetime. You want to be sure
it’s protected against a possible loss due to problems with the
title. In addition, title insurance also protects you against
hidden risks that are not discoverable by a search and examination of
those public records, including forgery, fraudulent impersonation, and
other errors in the records.

How much does Title Insurance cost?

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