We all want it! Great Tips to achieve it!
These steps show the route to take to arrive at the point called, financial freedom. What to do with these steps? Determine where you are, and then you can get counsel to help you move from where you are to your desired destination.
Counseling can be as a group or one to one, with attendant costs. Posts are free!
Step 1. Expense is greater than income
At this step, you spend more than you earn because in most cases you have budgeted your in-come before they come-in.
Step 2. Income equals expense
At this step, your plan your expenses around your income and save nothing because you have a good mentality to never exceed your income. “Spending wisely” as some put it.
Step 3. Income exceeds expense, but no real savings
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