5 Things to Know About Title Insurance


Top 10 real estate trends for 2014

Randy Orchen, Sr. Loan Officer /NMLS #27041

(MoneyWatch) If the real estate recovery is a baseball game, we’re in the fourth or fifth inning.

So what will the rest of the game look like?

Experts from the Urban Land Institute unveiled their view of how the rest of the recovery will play out in their Emerging Trends in Real Estate report, released this week at the land use and planning nonprofit’s annual conference in Chicago.

The group highlighted a number of housing trends we can expect to see playing out over the next few years, based on surveys and interviews with real estate developers, investors, lenders, servicers and builders.

Millennials are moving the market, but not as homeowner

Though the so-called Millennial generation has been much-maligned in the media, real estate movers and shakers are increasingly interested in where this generation is headed — quite literally. A number of the cities have seen increased economic activity in…

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4 Reasons the Housing Bubble May Pop in 2014

Front Row Hype

by Rick Aristotle Munarrizby Dec 30th 2013 11:00AM


The housing rebound is on a roll. Home prices continue to inch higher, and the number of indicators showing economic improvement suggest we’ll enjoy an even rosier 2014, when the Fed won’t have to do quite as much to keep the good times going.

However, there are also more than a few hints that in the year ahead, the housing market’s rebound may take a breather — or we may experience something far worse. Let’s take a look at some of the warning signs.

1. Mortgage Rates Are Moving Higher

The economy’s gradually getting on track, and that has resulted in interest rates inching higher. Naturally, the higher the rate, the less bang potential homebuyers get for their bucks.

There’s little reason to expect this trend to reverse. The Fed recently announced that it’s ready to begin tapering its rate-suppression plan by…

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Why do I need a Home Inspection?

Cathy O'Rourke



Technically, you don’t. A home inspection isn’t required in order to purchase a home. However, you may be very sorry you skipped it if it turns out there is something very wrong with a home after you have made an offer and a deposit in earnest. The average price range for an inspection is between $400 – $800, depending on the square footage of the home, as well as whether you choose to do additional tests like water tests, radon air testing, etc. This really is a small price to pay for peace of mind knowing that you can still back out of the deal if there is something wrong with the house that would require more than you are willing to put into it.

Should I bother if the house is being sold as-is?

Some people may think it isn’t worth getting an inspection in some cases, such…

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What’s Ahead For Mortgage Rates This Week – December 30, 2013

Marki Lemons Real Estate Blog

The University of Michigan’s Consumer Sentiment Index was improved for December at 82.5, after the November reading was adjusted from 82.5 to 75. Analysts noted that consumers were relieved when legislative gridlock ended. Durable goods orders reached their highest level since May with November’s reading of + 3.5 percent. Without the volatile transportation sector, the reading for November was +1.2 percent. This could be a sign of economic recovery for manufacturing, as more orders are being placed. Economists expected an overall increase of 2.0 percent for overall durable goods orders. The U.S. Commerce Department provided housing markets with good news with its New Home Sales report for November. 464,000 new homes were sold in November against expectations of 440,000 new homes sold. This expectation was based on the original reading of 444,000 new homes sold in October, which has been revised to 474,000 new homes sold. The latest reading for…

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