Should you rent a home or buy a home?

Direct Link Realty

There are a number of factors required to answer this question, but here are some strong indicators:

Slide15According to the federal reserve, the average net worth of a Homeowner is $174,500 while the typical renter net worth is $5,100.

Slide14That’s a net worth about 30 times higher if you are a homeowner.

What category do you want to be in?

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How To Give Your Kitchen More Va Va Voom

The Daily Property

Your kitchen is the hub of your home, it’s where you all come together to eat and talk and it’s where you socialise with friends when pouring out a cheeky glass of wine. We spend more time in the kitchen then we might initially think, as we’re in there at least 3 times a day just to make our meals. But how can you make your kitchen more full of life and give it a new face without breaking the bank? Well there are lots of small things you can do to make your kitchen more specious, less dingy and a little more inviting.



Gadgetry is always a good way to make your kitchen look a little more up to date and sophisticated. Whether it be a slightly fancier kettle or just a few small gadgets to make life just that little bit easier for you, they make the…

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Tips For Getting First Time Home Loans For Bad Credit

Investment Banking

Get Home LoansDeveloping one’s own home is the supreme dream of many of us, and a person should be monetarily in shape to accomplish the identical. Often, people tend to take loans from banks and other finance institutions for constructing their home.

Numerous banking companies and banking institutions offer residence loans for many who want fiscal help. However, there are certain criteria that a person should satisfy to become eligible for a loan. First among them is a good credit rating. A person who has a very good credit score is usually eligible for lending options with low rates. It is very difficult for a person having bad credit report to avail a loan. Do you have such concerns? Read the full article to know more on home loans for bad credit.

As said, it will be very difficult for a person to get home loans, especially if you have a…

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What should I ask a home Inspector before I hire them?


Denver home inspection services

There are many things you need to consider when buying a house, including location, price, the school district, and more.  One of the other most important things you need to ask yourself is: Should I hire a home inspector to inspect my new home before closing?  The answer is always YES.  Not only do you need a home inspector, but you want to make sure your inspector is certified, licensed, and insured in your state.
Below are a few question you should ask your potential inspector before you hire them.
1. What qualifications do you have?
When calling local home inspection companies, try to find out if they are a one man inspection company or if they have multiple inspectors. If they are a company that has multiple inspectors find out the name of the inspector that would be assigned to inspect your property and find out what qualifications…

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When can I buy a home if I had a short sale or Deed-in-Lieu of Foreclosure?

Direct Link Realty

Fannie Guides:  Section B3-5.4-07  Significant Derogatory Credit Events – Waiting Periods and Re-establishing Credit (05/28/2013)

Note: The terms “pre-foreclosure sale” and “short sale” are used interchangeably in this

Guide and have the same meaning (see Deed-in-Lieu of Foreclosure and Pre-foreclosure Sale below).


Deed-in-Lieu of Foreclosure and Pre-foreclosure Sale

These transaction types are completed as alternatives to foreclosure.

A deed-in-lieu of foreclosure is a transaction  in which the deed to the real property is transferred back to the servicer.

A pre-foreclosure sale or short sale is the sale of a property in lieu of a foreclosure

resulting in a payoff of less than the total amount owed, which was pre-approved by the servicer.

The following waiting period requirements apply:

Exceptions for Extenuating Circumstances

 A two-year waiting period is permitted if extenuating circumstances can be documented, with maximum LTV, CLTV, or

HCLTV ratios of the lesser of 90% or…

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