Do Not Spend Your Money
Do not make any large purchases 3 to 6 months prior to buying a home as this affects your credit.
Get Pre-Approved For a Mortgage
Before you start your home search, you need to know how much you can afford. Consult with a mortgage loan officer for pre-approval for a loan. And remember, besides the cost of the home there are other monetary factors such as insurance, taxes and home maintenance costs.
Get a Copy of Your Credit Report
Go to AnnualCredit Report.com and request a free copy of your report. If there are any errors or issues, you will need to get them resolved.
The Biggest Home
The biggest home on the block make look enticing, but it may not be the best investment. The home you buy will only go up in…
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