Before you FSBO, Read this!

Great tips for homeowners and also realtors to show FSBO’s who need to know.

Real Estate W/ Kate

FSBO Stats

Some sellers try the FSBO route because they want to maximize their profits and avoid paying a commission to a Realtor.  However, statistics show that selling your home with the assistance of a professional real estate agent will garner you a higher profit, enough to cover the commission as well as put more money in your pocket. According to the National Association of Realtor’s 2013 Profile of Home Buyers and Sellers, the average FSBO sales price was $174,900, while the average price for a home represented by an agent was $215,000, a difference of $40,100.

Why to Sell With a Realtor

Choosing to sell with a professional rather than on your own makes sense for a variety of reasons:

  • A Realtor has access to market data about recent sales and other homes on the market that can be used to price your home  Studies show that homes…

View original post 897 more words

Understanding Title Insurance and How It Impacts Your Mortgage Loan

Angieinbend's Blog

Understanding Title Insurance and How It Impacts Your Mortgage LoanWhen you buy a home, you will be given a title to your new property. A title is a legal document that proves you own the property, and in most cases the title excludes other parties from making an ownership claim.

However, not all titles give you free and clear ownership of the property. Title insurance protects you and your lender from title disputes and other ownership issues that may arise. Here are just a few ways that title insurance can impact your mortgage.

How Title Insurance Protects A Lender

There are certain situations in which someone might put a lien on your property. New owners might see liens if the previous owner failed to pay the mortgage, if a contractor did work without the new owner’s consent or if the previous owner owes unpaid property taxes.

If these liens were not disclosed prior to the sale, a buyer could…

View original post 257 more words

The difference between productivity and getting things done

Awaissoft

distracted employee

I’ve been a sucker for so-called “productivity porn” for a while. I still am, to some degree, but I’ve been working hard to cure myself of this time-wasting habit and I’m getting a lot closer to that.

For anyone who’s not familiar with it, my interpretation of productivity porn is pretty much anything related to productivity as a topic of interest, that doesn’t actually involve getting anything done. For me, it includes things like trying out new task managers, reading blog posts about productivity and stocking up on stationery I don’t need.

I’ve known for years that this habit isn’t doing me any favors, but I’ve only recently started to shake it by enforcing some strict rules on myself. These are the main four:

Go back to basics

The first thing I did that really made a difference was cutting out all the tools, apps and systems I had been…

View original post 669 more words